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fMRI explained

What does fMRI measure? Understand the BOLD signal, its role in research on choice, its limitations and the questions to ask when assessing a research proposal.

Martijn den Otter 8 min read9/29/2026
fMRI explained

You want to understand why people respond differently to two offers, a brand or a price. A brain scan may seem an attractive way to get closer to that response. But what does the scan actually show, and what additional information do you need before basing a business decision on it? fMRI can help answer a focused research question about brain processes. Its value comes from combining an appropriate task, careful analysis and a bounded interpretation. A coloured brain map does not, by itself, explain the behaviour of your target group.

Introduction

You want to understand why people respond differently to two offers, a brand or a price. A brain scan may seem an attractive way to get closer to that response. But what does the scan actually show, and what additional information do you need before basing a business decision on it?

fMRI can help answer a focused research question about brain processes. Its value comes from combining an appropriate task, careful analysis and a bounded interpretation. A coloured brain map does not, by itself, explain the behaviour of your target group.

Summary

fMRI stands for functional magnetic resonance imaging. The commonly used BOLD method uses changes in a blood-related MRI signal to investigate brain activity indirectly. It does not directly record thoughts or individual nerve impulses.

This article concerns BOLD-fMRI in behavioural research. The method can support questions about the spatial organisation of responses during a task. Whether that provides useful information for your decision depends on the comparison and the evidence supporting its interpretation. Ogawa et al., 1990.

Where did BOLD-fMRI come from?

In 1990, Ogawa and colleagues described MRI contrast dependent on blood oxygenation. Their animal research was an important foundation for BOLD: blood oxygenation level dependent. That historical contribution does not validate a commercial application. Ogawa et al., 1990.

When reading research, distinguish three levels: the physical signal, its relationship with neural processes and its relationship with behaviour. Strong evidence at one level does not automatically fill a gap at another. For a pricing decision, for example, you need to know how the selected measure relates both to the task and to the decision you eventually want to support outside the scanner.

What does the scanner measure, and what do you infer?

Logothetis and colleagues compared electrical recordings with BOLD responses in monkeys’ visual cortex. The relationship with local field potentials highlights that BOLD does not simply represent the output of firing neurons. Logothetis et al., 2001.

The haemodynamic response unfolds over seconds; it does not provide a timeline of individual neural events. Logothetis discusses the interpretive constraints of this blood-related signal in his review of fMRI. Logothetis, 2008.

When reviewing a proposal, ask how the presentation of information, the response and the analysis fit together. If a participant sees a price shortly after an image, the design needs to account for the relationship between those events. A report should explain the comparison that was analysed, rather than only stating when something appeared on screen.

Start with the research question

The table below is an editorial decision aid. It is not a universal ranking of research methods.

You want to know…Start by asking the researcher…
Whether people choose offer A more often than BWhich choice data answer this directly?
How a task relates to spatial patterns of brain responsesWhat additional contribution could fMRI make?
Why someone gives a particular reason for a choiceWhich interviews or questions are needed to understand that account?
Whether a finding holds outside the laboratoryWhat additional test in the intended context is planned?
Whether an outcome is useful for an individualHave individual reliability and predictive value been investigated?

A research plan can combine several sources of information. Give each method a distinct question to answer. Adding equipment does not automatically strengthen the study. The combination is valuable when the findings support a better-founded decision together.

What does a useful fMRI study involve?

These steps are practical briefing considerations, not a complete scanner protocol.

  1. Describe the decision. Specify the uncertainty you want to reduce. “Insights into the brain” is too broad; a specific comparison provides direction.
  2. Define the task. Establish what people see, hear or choose and which differences between conditions matter. Check that participants understand the task.
  3. Select complementary outcomes. Decide which choice data, response measures or ratings are needed to interpret the brain measurement.
  4. Specify the analysis. Separate planned tests from exploratory analyses. Agree how unexpected findings will be reported.
  5. Plan quality and feasibility. Discuss movement control, exclusions, eligible participants, sample requirements and scanning and analysis time with the research team.
  6. Define the next step. State in advance which findings would lead to further research, an adjustment or retaining the current approach.

A brief becomes more concrete when it also states what will remain unknown afterwards. A task with two fixed price options does not automatically establish the optimal price for every customer and circumstance. Defining that boundary prevents a narrow experiment from having to support a much broader promise after the event.

What can fMRI add to research on choice?

Knutson and colleagues investigated product and price evaluation in a purchasing task. Brain responses before the decision contributed to predicting purchases within that experiment. This does not establish that the same approach predicts market sales. Knutson et al., 2007.

For your brief, the central question is what you intend to predict. A difference between conditions within one task is distinct from a prediction for new people, new products or a later occasion. Ask which data were used to develop the model and which remained independent for testing.

Also ask whether the additional measurement adds value beyond information that can be collected more simply or at lower cost. Relevant alternatives might include actual choices, purchase history or focused ratings. Added value needs to emerge from the relevant comparison; using a brain scanner is not evidence of it in itself.

Why an active region does not provide an emotion label

Poldrack describes reverse inference: inferring a particular mental process from activity in a brain region. How informative that inference is depends partly on how selectively the region is associated with that process. Poldrack, 2006.

Examine the reasoning behind labels such as desire, trust or resistance. Which task, comparison and complementary data support the label? Could the observed response also fit a different explanation? An impressive image does not remove those questions.

Ask for a clear distinction between observation, interpretation and recommendation in the report. “We found a difference in the predefined comparison” is a different statement from “this target group trusts the brand”. The second requires evidence that specifically concerns trust.

Example: comparing two price contexts

Fictional example; not a Neurofactor client case or a research result. A supplier wants to investigate how two ways of presenting the same price relate to the evaluation of an offer. In one condition, participants see only the total amount; in the other, they also see an explanation of what is included.

The research team first asks whether people understand the explanation and which option they choose. It then considers whether an additional fMRI question is relevant and feasible. The design needs to account for the extra text in the second condition. Otherwise, a difference might reflect reading or task demands instead.

ElementAgreement in this fictional plan
Business questionDoes the explanation help people evaluate the offer?
Behavioural measureChoice and understanding of the included elements
Potential fMRI questionA comparison between task conditions justified in advance
Alternative explanationDifferences in text length or information processing
Follow-upTest whether relevant findings recur in the actual purchase environment

This example has no winning condition and no conversion percentage. It illustrates decisions needed before measurement. If the team cannot make a convincing case for the additional brain measurement, a behavioural study may remain the appropriate first step.

How do you recognise a careful research proposal?

Poldrack and colleagues discuss low statistical power, analytical flexibility and insufficient replication among the risks in neuroimaging research. Their methodological review advocates more transparent and reproducible practices. Poldrack et al., 2017.

Use that background to ask concrete questions. Why is the sample appropriate for the purpose? Which exclusion rules apply? Which analyses were planned in advance? How will uncertainty and unsupported expectations be reported? Also ask how data and analytical decisions will be documented so that the route to the conclusion remains clear.

A sound proposal describes more than the expected result. It explains what small, uncertain or absent differences would mean. Distinguish a lack of convincing evidence for a difference from evidence that no relevant difference exists. Discuss with the analyst which design and level of precision would be needed for the latter conclusion.

What does participation and delivery involve?

MRI does not use ionising radiation, but screening for implants and metal objects is still necessary. Hearing protection and limiting movement also matter. Suitability must be assessed by the qualified scanner team. FDA, Benefits and Risks.

Specify responsibility for participant information, consent, data storage and any incidental findings in the project agreements. Taking part in research is not a promised medical screening. Information given to participants must match what the team actually provides and is qualified to assess.

Ask the imaging centre or research partner to assess whether the task, equipment, schedule and supervision fit together. Set out the expertise and responsibilities required. A partner’s name or availability should only enter a concrete offer once confirmed; this article does not establish a particular partnership.

What does this mean for an associative target group?

An associative target group, in our working definition, is a bounded group whose members decide on the basis of similar associations within a specific choice context. A similar fMRI pattern does not establish such a group by itself.

First specify the associations and choice context and how the boundaries will be investigated. Then decide whether fMRI has a relevant complementary question to answer. Keep the investigation of similarities between people separate from attaching an appealing label to a pattern afterwards. Describe a grouping that has not yet been tested as a hypothesis.

Choose the measurement around the decision

fMRI becomes useful when a specific research question connects to a defensible design and interpretation. Ask what is measured, which comparison supports the answer and what additional testing is needed before applying the conclusion. This gives the brain measurement a clear place within your research and produces an outcome you can assess and use.

Key terms

fMRI
fMRI stands for functional magnetic resonance imaging. The commonly used BOLD method uses changes in a blood-related MRI signal to investigate brain activity indirectly.
BOLD
In 1990, Ogawa and colleagues described MRI contrast dependent on blood oxygenation. Their animal research was an important foundation for BOLD: blood oxygenation level dependent. That historical contribution does not validate a commercial application. Ogawa et al., 1990.
Reverse inference
Poldrack describes reverse inference: inferring a particular mental process from activity in a brain region. How informative that inference is depends partly on how selectively the region is associated with that process. Poldrack, 2006.
Associative target group
An associative target group, in our working definition, is a bounded group whose members decide on the basis of similar associations within a specific choice context. A similar fMRI pattern does not establish such a group by itself.

Frequently asked questions

What is the difference between MRI and fMRI?

MRI is the broader imaging technique. The f in fMRI refers to functional investigation. This article concerns BOLD-fMRI: changes in a blood-related signal are used to investigate brain activity indirectly.

Can fMRI read thoughts?

A brain pattern is not a direct description of a thought. Its meaning depends on the task, comparison and supported interpretation. Inferring a particular mental process from an active region requires additional evidence.

Can fMRI predict whether someone will buy?

Some experiments show brain responses contributing to prediction within a purchasing task. That does not automatically predict choices by new customers or market sales. The intended application needs separate testing.

How many participants are needed?

There is no universal number. Justify the sample using the research question, outcome, required precision, expected variation and potential exclusions. A typical sample size from another study is not sufficient justification.

Is fMRI suitable for everyone?

Participation is not automatically appropriate for everyone. The qualified scanner team assesses eligibility and performs the necessary screening. Do not use a knowledge-base article to decide whether an implant or personal circumstance is safe.

When should you start with another approach?

When choices, interviews or a simpler test can already reduce the relevant uncertainty sufficiently. Ask which additional decision the fMRI findings would enable before adding the method.

Sources

  1. 1.S. Ogawa, T. M. Lee, A. R. Kay, D. W. Tank (1990). Brain magnetic resonance imaging with contrast dependent on blood oxygenation. PNAS 87(24), 9868–9872. - PNAS (1990)
  2. 2.N. K. Logothetis, J. Pauls, M. Augath, T. Trinath, A. Oeltermann (2001). Neurophysiological investigation of the basis of the fMRI signal. Nature 412, 150–157. - Nature (2001)
  3. 3.N. K. Logothetis (2008). What we can do and what we cannot do with fMRI. Nature 453, 869–878. - Nature (2008)
  4. 4.B. Knutson, S. Rick, G. E. Wimmer, D. Prelec, G. Loewenstein (2007). Neural Predictors of Purchases. Neuron 53(1), 147–156. - Neuron (2007)
  5. 5.R. A. Poldrack (2006). Can cognitive processes be inferred from neuroimaging data?. Trends in Cognitive Sciences 10(2), 59–63. - Trends in Cognitive Sciences (2006)
  6. 6.R. A. Poldrack, C. I. Baker, J. Durnez et al. (2017). Scanning the horizon: towards transparent and reproducible neuroimaging research. Nature Reviews Neuroscience 18, 115–126. - Nature Reviews Neuroscience (2017)
  7. 7.U.S. Food and Drug Administration (n.d.). Benefits and Risks. MRI (Magnetic Resonance Imaging).

Related topics

Reviewed by: Martijn den Otter · Last reviewed: 9/29/2026

Martijn den Otter

Martijn den Otter

Oprichter van Neurofactor. Expert in neuromarketing en consumentenpsychologie.

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